Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises. Commercial general liability is considered comprehensive business insurance, though it does not cover all risks a business may face
In addition to commercial general liability policies, businesses may also purchase policies that provide coverage for other business risks. For example, the business may purchase Employment Practices Liability coverage, Directors and Officers Liability and Errors and Omissions. Unexpected losses are among the greatest threats to the survival of your business.